Our Financing Programs
🏦 Term Loans
Loan Amounts: $50,000 – $5 Million
Terms: 2 – 10 years
Interest Rates: Starting at 7.99% APR
Funding Time: 5 – 15 days
✅ Best For: Business expansion, purchasing inventory, refinancing debt.
⚡ Qualifications:
✔ 2+ years in business
✔ 660+ FICO Score
✔ Annual revenue of $100,000+
📄 Required Documents:
✔ Last 2 years of business tax returns
✔ Last 6 months of business bank statements
✔ Balance sheet & P&L statement
💰 Line of Credit
Credit Limits: $50,000 – $1 Million
Terms: Revolving credit
Interest Rates: 8% – 18% APR
Funding Time: 3 – 7 days
✅ Best For: Managing cash flow, seasonal business needs.
⚡ Qualifications:
✔ 1+ year in business
✔ 620+ FICO Score
✔ Annual revenue of $300,000+
📄 Required Documents:
✔ Last 6 months of business bank statements
✔ Previous year’s tax return
✔ Balance sheet & P&L statement
🏗️ SBA Loans
Loan Amounts: Up to $5 Million
Terms: 10 – 25 years
Interest Rates: Prime rate + 2.75%
Funding Time: 30 – 90 days
✅ Best For: Business acquisitions, real estate, equipment financing.
⚡ Qualifications:
✔ 2+ years in business
✔ 650+ FICO Score
✔ Annual revenue of $250,000+
📄 Required Documents:
✔ Last 2 years of business & personal tax returns
✔ Last 6 months of business bank statements
✔ Debt schedule & business plan
🚛 Equipment Financing
Loan Amounts: $25,000 – $2 Million
Terms: 1 – 7 years
Interest Rates: Starting at 6.99% APR
Funding Time: 2 – 5 days
✅ Best For: Trucking, construction, medical, manufacturing businesses.
⚡ Qualifications:
✔ 1+ year in business
✔ 600+ FICO Score
✔ Equipment invoice required
📄 Required Documents:
✔ Equipment quote/invoice
✔ Last 6 months of business bank statements
✔ Business tax returns (last 2 years)
🏢 Commercial RE Loans
Loan Amounts: $500,000 – $10 Million
Terms: 5 – 25 years
Interest Rates: 6.5% – 10% APR
Funding Time: 3 – 6 weeks
✅ Best For: Purchasing, refinancing, or constructing commercial properties.
⚡ Qualifications:
✔ 2+ years in business
✔ 650+ FICO Score
✔ Minimum $1 Million in annual revenue
✔ Must provide real estate collateral
📄 Required Documents:
✔ Property purchase agreement
✔ Business & personal tax returns (last 2 years)
✔ Business bank statements (last 6 months)
✔ Property financials (rent roll, income statements)
🏡 Fix & Flip Loans
Loan Amounts: $50,000 – $5 Million
Terms: 6 – 24 months
Interest Rates: 8% – 12% APR
Funding Time: 7 – 14 days
✅ Best For: Real estate investors looking to renovate and resell properties.
⚡ Qualifications:
✔ Minimum 1 completed flip or rental
✔ 620+ FICO Score
✔ Loan-to-Value (LTV) up to 85% purchase, 100% rehab
📄 Required Documents:
✔ Property details & purchase contract
✔ Rehab budget
✔ Last 3 months of bank statements
💵 Revenue-Based Financing
Loan Amounts: $5,000 – $500,000
Terms: 3 – 24 months
Interest Rates: Factor rates starting at 1.1x – 1.5x
Funding Time: Same-day to 48 hours
✅ Best For: Businesses with strong cash flow but no collateral.
⚡ Qualifications:
✔ 6+ months in business
✔ $10,000+ in monthly revenue
✔ No minimum FICO (but 550+ preferred)
📄 Required Documents:
✔ Last 3-6 months of bank statements
✔ Business identification
📉 Business Debt Consolidation Loans
Loan Amounts: $50,000 – $5 Million
Terms: 1 – 10 years
Interest Rates: Starting at 7.99% APR
Funding Time: 5 – 15 days
✅ Best For: Businesses with multiple outstanding loans looking to simplify and reduce payments.
⚡ Qualifications:
✔ 2+ years in business
✔ 650+ FICO Score
✔ Monthly revenue of $50,000+
📄 Required Documents:
✔ Last 6 months of business bank statements
✔ Business tax returns (last 2 years)
✔ Debt schedule of outstanding obligations
🛡️ Business Credit Card Debt Restructuring
Negotiate lower interest rates and structured payment plans for businesses carrying high balances on multiple credit cards.
✅ Best For: Companies facing high-interest credit card debt affecting cash flow.
⚡ Qualifications:
✔ At least $25,000 in outstanding credit card debt
✔ 600+ FICO Score
✔ Proven repayment ability
📄 Required Documents:
✔ Credit card statements (last 3 months)
✔ Business financials
📝 Loan Modification & Term Extensions
Restructure existing loans with more favorable terms, reducing monthly payments without taking on new debt.
✅ Best For: Businesses struggling with high-interest loans or short-term obligations.
⚡ Qualifications:
✔ Business must have an existing loan(s)
✔ Consistent revenue history
✔ Willingness of current lender to renegotiate
📄 Required Documents:
✔ Loan agreements & payment history
✔ Updated financial statements
💸 Ready to get funded?
We have funded more than 5500 business accross the US, with total disbursed capital in the $2.2 Billion range (yes, with a B).
Let’s work together. Click below to start an application or to book a call 👇